There are two options with the Bulgaria residency programme—full investment or financed investment.
With the full investment, applicants must deposit €511,292 in a Governmental Bond Portfolio for an investment period of 5 years. Following this period, the money will be returned without any accrued interest. Additional charges include a government fee of €25,000 for the main applicant and spouse and €2,500 for each dependent, as well as a professional fee of €15,000.
With the financed investment, individuals pay a reduced amount of €180,000 that will be used to finance a BGN 1 million (€511,292) closed 5.5-year loan from a Bulgarian chartered bank. This loan is initiated and repaid at no further cost to the investor. Applicants choosing the Financed Investment option will need to demonstrate minimum net worldwide assets of €1 million, a requirement of the Bulgarian chartered bank. Again, additional charges include a government fee of €25,000 for the main applicant and spouse and €2,500 for each dependent, as well as a professional fee of €15,000.
There is also a fast track option available for applicants of the Bulgaria Citizenship Programme. With the fast track programme, one can apply for citizenship faster by doubling their investment in bonds. This is an attractive option for those who have at least 12 months of residency status.
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